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I mean of course if you miss out on the best 10 days of the market in the span of 30 years your ROI is going to be lower. But lets also see what happens to your ROI if you avoid the 10, 20, 30 worst days.
Of course the people whose job it is to invest your money and handle your finances are going to develop stats and studies that show its in your best interests to keep your money with them no matter performance.
It really is largely about your time horizon. If longer than ten years til you will need the funds, generally the best strategy is to decide your risk appetite and stick to it through the ups and downs IF your goal is to maximize long term returns.
Missing the Market's Best Days Has Been Costly
S&P 500 Index Average Annual Total Returns: 1995β2024

yep, as a high major hoops program steeped in NCAA tournament tradition, the 12 precious scholarships always go to 4-5 star high level prospects here at VT.
Sorry best we can do is a walk-on offer.
This is what I heard also, though I have no real sauces.
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The new court rulings now allow a roster of 15 scholarship guys compared to 13 last season.
Any Curry kids we can offer a scholarship now... sorry had to.
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And the odds anyone stays more then 2 years is slim to none, if the player can help you now, you play him. The time for wishing we had a 5th year of Tyrod in 2011 is a lifetime ago.
Leave it up to the player's 3rd school in 5 years to get that year back.
Are you referring to the batter's eye?
https://marine.rutgers.edu/cool/data/satellites/imagery/?nothumbs=0&prod...
if the yellow/red is getting close to the Point and the wind forecast is SW in the spring, you want to be there for drum.
And to double the fair, Gable Steveson hadn't been taken down the entire year. Is he biased, sure, but it's as big of upset there has been.
When the NBA issues a long press release and detailed video on why Harden doesn't walk on every shot, you know he walks on every shot
The Eurostep might be one of the worst thing to happen to BB in the modern era.
The student debt problem is another subject of it's own, but let's not pretend tuitions aren't higher because of Federal government subsidy, while endowments at private universities are $ billions of taxpayer dollars.
Phyllis and Agnes need love too. Go live your best life my man!
I've still got some time before I get there.
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1 year 4 months
# | BOV set to approve plans to increase Student Fees nearly $200 to help pay for NIL Pretty much any school with no history, tradition, or fun. So yes anything less than FBS is ruled out. Any historical bottom feeder of a conference like Duke, Rutgers, Vanderbilt, or Kansas are ruled out. The exceptions to the rule would be your Ivy League or similar quality academic schools
1. Tell me I'm wrong.
2. At some point I just accepted that my brain doesn't work normally.
3. I appreciate that you said "Don't ever change TKP" in the old messaging system format. It's a nice touch!

Traveling seems to never be called in basketball any more
Fat, drunk and stupid is no way to go through life.
Ha what's your issue with Floyd? Living there as a single guy in his 20s wasn't optimal, but I wouldn't mind living there again once I have my relationship status better situated. Biggest drama around my parents' place was the time one of the local herds of cows ate the local hippy lady's weed years ago before it was decriminalized so she didn't have any recourse.
Now downtown Floyd, I get. It very much feels like a tourist trap, which I can see being fairly polarizing.
They only call offensive goaltending if the ball is touched while in contact with the rim. Cylinder rule seems to only apply for defensive goaltending now.

Look at how much money we have spent making luxury dorms with marble staircases and movie theaters.... they have no idea how to build fit for purpose housing.