Recent Comments

I mean of course if you miss out on the best 10 days of the market in the span of 30 years your ROI is going to be lower. But lets also see what happens to your ROI if you avoid the 10, 20, 30 worst days.

Of course the people whose job it is to invest your money and handle your finances are going to develop stats and studies that show its in your best interests to keep your money with them no matter performance.

It really is largely about your time horizon. If longer than ten years til you will need the funds, generally the best strategy is to decide your risk appetite and stick to it through the ups and downs IF your goal is to maximize long term returns.

Missing the Market's Best Days Has Been Costly

S&P 500 Index Average Annual Total Returns: 1995–2024

yep, as a high major hoops program steeped in NCAA tournament tradition, the 12 precious scholarships always go to 4-5 star high level prospects here at VT.

And the odds anyone stays more then 2 years is slim to none, if the player can help you now, you play him. The time for wishing we had a 5th year of Tyrod in 2011 is a lifetime ago.

Leave it up to the player's 3rd school in 5 years to get that year back.

And to double the fair, Gable Steveson hadn't been taken down the entire year. Is he biased, sure, but it's as big of upset there has been.

When the NBA issues a long press release and detailed video on why Harden doesn't walk on every shot, you know he walks on every shot

The Eurostep might be one of the worst thing to happen to BB in the modern era.

1. Tell me I'm wrong.
2. At some point I just accepted that my brain doesn't work normally.
3. I appreciate that you said "Don't ever change TKP" in the old messaging system format. It's a nice touch!

Traveling seems to never be called in basketball any more

Ha what's your issue with Floyd? Living there as a single guy in his 20s wasn't optimal, but I wouldn't mind living there again once I have my relationship status better situated. Biggest drama around my parents' place was the time one of the local herds of cows ate the local hippy lady's weed years ago before it was decriminalized so she didn't have any recourse.

Now downtown Floyd, I get. It very much feels like a tourist trap, which I can see being fairly polarizing.

They only call offensive goaltending if the ball is touched while in contact with the rim. Cylinder rule seems to only apply for defensive goaltending now.

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