Recent Comments

Sure, but you manage that by making car payments. Not to them, but to yourself.

Your next car will likely be bought for cash, if you want it to be.

It used to be that way. Credit cards were fairly uncommon in the 70s. Almost all (maybe all) states had usury laws that prevented charging high interest rates. Therefore, credit cards were only offered to those with good credit and/or the means to pay things off. So if your state had restrictive usury laws, you could only be charged the allowed rate there. The courts ruled that, no, the bank could charge the interest rates allowed in the state where the bank was located. This caused banks to move their credit card departments to states with the most liberal laws so they could charge higher interest. The higher interest allowed them make money on people with poorer credit because, eve though more would default, they could make it up with the lower credit people who did pay. Led to the explosion of credit cards with all the associated benefits (people can get credit when needed ...) and drawbacks (people get hosed with high rates if they use too much of that credit ...).

https://www.nasdaq.com/articles/how-supreme-court-ruling-killed-usury-la...

I mean something else. Off campus, but we run it as a feeder program for the team.

Latona with the early departure.

They a clip of Lenox "upsetting" Kharchla on their now.

Executives with a five year plan for themselves love to do this things that look good in the short term because they don't plan on being there long enough to endure the consequences of their actions.

Don't we already have a regional US wrestling facility that uses our VT facilities? Or do you mean something else.

Correct, I am meeting my company in the CRC and we are all going over together. Hopefully we get a couple more in the Cassell this year.

I am a big fan of dividends and dividend focused ETFs. So when the market goes down, I just tell myself my dividend reinvestment is buying extra shares. Unless they cancel or suspend the dividends, which rarely happens unless something else is going on, you are safe.

The problem with moving out is having to try and judge the bottom.

One thing I detest in life is car repairs, unreliable cars, etc. Yes I know I eat depreciation, but I buy a new car before mine reaches 150-200K miles or so. When buying a 50K car, half down and paying off 6 months later is a chunk of change.

Part of my credit score is that when I buy a car I pay half down and then pay off the other half in next six months so I don't really care that much about the interest rate. I was advised continuing to pay cash for cars was actually hurting my credit score.

Let's Go!